Waive Out

If you do not want the Student Health Insurance Plan, you must decline or waive out of coverage by submitting a waiver. If you do not waive, your coverage will be automatically activated for you at the end of the listed waiver period. You may only waive out of coverage during the following Waiver Periods:

Fall - 07/07/2025 - 09/18/2025

Spring/Summer - 11/07/2025 - 02/06/2026

Summer (New Students) - 03/16/2026 - 06/02/2026

You may request to waive out of the Student Health Insurance Plan (SHIP) if your alternate insurance health plan meets the following requirements:

Plan must be licensed to do business in the State of Florida and coverage must extend to the county you are attending classes and must meet the following requirements:

1. Must be licensed to do business in the State of Florida and coverage must extend to the county you are attending.
2. Must have coverage that meets Federal ACA guidelines.
3. Unlimited visits to general practice physician visits and specialty physicians.
4. Inpatient hospital coverage for Medical and Mental Health issues.
5. Outpatient Mental Health and Substance Abuse coverage.
6. Must pay physicians and hospitals directly for services.
7. Prescriptive Medication Coverage that meets Federal ACA guidelines.
8. An individual deductible not to exceed $5,000.00 per policy year (Plans with a Health Savings Account (HSA) and/or a Federal Savings Account (FSA) are exempt from this requirement).
9. International students may not waive this coverage unless they have private health insurance coverage with a U.S. insurance plan (i.e., Aetna, Cigna, BCBS or United Healthcare) that provides all coverage requirements outlined above. US plans must include repatriation and medical evacuation for international students.
10. Coverage must remain in effect while enrolled for classes. (The premium must be paid in full for the semester in which student is enrolled for classes. Premium payments submitted monthly are not considered continuous coverage. Plans provided through payroll deduction are exempt from this requirement).

Unacceptable Plans

• International plans
• Study Abroad Plans
• Travel plans